General Liability Insurance 

gives you the peace-of-mind that your business assets are protected against risks or unforeseen events. If a third-party alleges property damage, injury, or bodily harm, you won’t have to worry about your construction business assets being depleted by medical bills, court costs, settlements, or judgements.                                                 

In the high-risk construction industry, safety and protection are part of the job. General liability insurance is one way you can protect your business and keep your assets where you want them. You work hard to build your business. General liability insurance works hard to protect it.                                                 

There is no substitute for experience, so if you're trying to find the best possible general liability coverage in your location, you have come to the right place! Place your business in the capable hands of Pascal Burke Insurance Brokerage today!                                                 

What is General Liability Insurance?                                                   

General Liability Insurance often called business liability insurance and commercial liability insurance provides coverage for your business against claims of:                                                 

1. Bodily injury.                                                 
2. Property Damage.                                                 
3. Personal and Advertising injury.                                                 
4. Medical Expenses.                                                 

What Does a General Liability Insurance policy cover?                                             

General liability insurance provides coverage to the insured for third-party “bodily injury” or “property damage” arising out of your operations, including defense and indemnity that the insured become legally obligated to pay. The policy also provides premises liability, fire damage to the insureds rented office (not your home).                                             

Why do you need General Liability Insurance?                                             

General liability (GL) insurance (also known as small business liability insurance or commercial liability insurance) gives you the peace-of-mind that your business assets are protected against risks or unforeseen events. If a third-party alleges property damage, injury, or bodily harm, you won’t have to worry about your construction business assets being depleted by medical bills, court costs, settlements, or judgements.                                             

In the high-risk construction industry, safety and protection are part of the job. General liability insurance is one way you can protect your business and keep your assets where you want them. You work hard to build your business. General liability insurance works hard to protect it.                                           

This section explains what our Business General Liability Insurance offers. You should consider General Liability Insurance Coverage if you or your employees:                                           

1. Interact with clients face to face – If you visit a client’s place of work, or clients visit yours.                                           
2. Have access to a customer’s property.                       
    - If a customer’s home or property is damaged, GL could cover the cost to repair or replace it .                      
3.  Are required to have general liability insurance before entering into a contract.                    
    

Typical General Liability Coverage for Contractors:             

General Liability:             

Worker's Compensation:          

Commercial Auto:             

Limits                                                                                                                      $1,000,000            

Tools and Equipment:             

Limits (* See Notes below)                                                                           $1,000,000